Financial Literacy Beyond

Rule of 72

Indexed Contracts

Is your investment (stocks, index/mutual funds, crypto, ETF) subject to market risk?

What if you could set a ‘zero floor’ to it, so it could go up with the market but never go down regardless of the market? You get the up-side without the down-side…

Cost of Recovery After Loss

(Not) fun fact: if your portfolio goes down 50%, it has to then grow by 100% to get back to pre-loss levels. How much time will that take?

Are those indexed contracts looking good now?

Self Directed Retirement Account

Are your pre-tax retirement investment options limited to stocks, bonds, index/mutual funds, crypto, ETF?

What if you could use pre-tax money to invest in alternative instruments, such as indexed contracts? Or real estate?

Financial X Curve

What are your financial responsibilities at different life stages? To your family? To yourself?

What type of financial protection do you need at different stages?

How do you calculate these numbers?

How do you plan for retirement? Disability? Healthcare? Living expenses? Death benefits?

Let’s talk, we can help you with this…

Tax Advantaged Accounts

Would it make sense to invest in tax advantaged instruments? Where the growth and the withdrawals are tax-free?

Let’s talk, we can help with this too…

What Are Living Benefits?

These can now be covered and paid for by financial instruments that also provide other benefits. Let’s talk…

Critical illness

Physicians has certified that the insured has had one of the following: cancer, heart attack, kidney failure, major organ transplant, or stroke.

Chronic illness

Physician has certified that the insured is unable to perform at least two ADL - Activities of Daily Living: bathing, continence, dressing, eating, toileting and transferring.

Terminal illness

Physician has certified that the insured’s life expectancy is 24 months or less.

What Should Your Money Do For You?

Is there an investment that offers growth, safety, liquidity, is tax advantaged, provides an income stream, provides living benefits, and tax free legacy transfer to your beneficiaries?

Yes there is! Ask us about these…

Curious About These Ideas?

Schedule a no-cost consultation with us. It is our mission to share financial literacy with everyone who wants it, and help improve your financial outlook. The future is bright! We can help you get there…